Teaching children about money doesn’t have to wait until their teenage years. In fact, the earlier you introduce financial literacy, the more naturally it becomes part of their everyday thinking. For children under 10, the goal isn’t complex financial theories but rather simple, practical lessons that shape healthy attitudes and habits. By breaking down money concepts into age-appropriate steps, parents can raise confident, responsible kids who understand the value of earning, saving, spending, and sharing.

Ages 4–6: Building Awareness

Main Goal: Understand what money is and its basic purpose.

• Identify money: Teach them different coins/notes, their names, and value.
• Play store at home: Pretend to buy/sell using play money or real coins.
• Needs vs. wants (simple): “We need food, but we want sweets.”
• Piggy bank habit: Introduce saving using a clear jar so they can see money grow.
• Small choices: Give them two options at the store (e.g., one toy or a snack) to introduce trade-offs.

✅ Lesson takeaway: Money is used to buy things, but you can’t have everything—you must choose.

Ages 7–8: Practicing Responsibility

Main Goal: Learn basic money management and start making small decisions.

• Three jars method: Save, Spend, Give—split allowance/gift money.
• Goal-based saving: Help them save for a small toy or book and celebrate when they reach the goal.
• Introduce earning: Offer small rewards for extra chores (not everyday tasks). Teaches money = effort.
• Shopping practice: Give them a small budget (e.g., KES 100) and let them decide what to buy within it.
• Storybooks/games: Use simple money-themed children’s books or board games like Monopoly Junior.

✅ Lesson takeaway: Saving brings rewards, spending must be planned, and money comes from effort.

Ages 9–10: Building Independence

Main Goal: Understand budgeting, opportunity cost, and banking basics.

• Allowance budgeting: Help them track allowance in a notebook or simple app.
• Wants vs. needs (deeper): Introduce priorities—why school fees come before toys.
• Opportunity cost: “If you buy this video game, you won’t have enough for a bike later.”
• Introduce banking: Open a junior savings account and show how deposits earn interest.
• Community responsibility: Encourage giving from their “give jar” to charity, church, or a friend in need.
• Entrepreneurial basics: Encourage small money-making activities (selling crafts, lemonade stand, helping relatives).

✅ Lesson takeaway: Money must be budgeted wisely, choices have consequences, and savings grow when managed well.

Overall Strategy:

• Ages 4–6 → Awareness
• Ages 7–8 → Responsibility
• Ages 9–10 → Independence

Financial literacy is not a one-time lesson but a gradual journey that grows with the child. By starting early and teaching in fun, relatable ways, parents equip their children with tools that go far beyond coins and notes—they build responsibility, patience, generosity, and wise decision-making. When money is introduced thoughtfully at every stage, children under 10 don’t just learn how to count money—they learn how to respect it, manage it, and use it as a tool for building their future.

Kericho, Kenya – Governor Eric Mutai has been impeached following a dramatic and highly charged special sitting of the Kericho County Assembly on Friday afternoon.

Out of 47 Members of the County Assembly (MCAs), 33 voted in favour of the motion to remove him from office, while 14 opposed. The tally comfortably cleared the constitutional two-thirds threshold required to oust a sitting county chief.

The impeachment motion accused Governor Mutai of gross violation of the Constitution, abuse of office, and mismanagement of county resources. Debate on the floor was tense and at times heated, with MCAs exchanging sharp words before the vote was taken electronically.

Governor Mutai, present in the chambers and flanked by his legal team led by lawyer Katwa Kigen, had earlier attempted to have the voting conducted through a roll call — a move that failed.

This is not the first time Mutai has faced removal from office. In a previous attempt, 31 MCAs had voted for his impeachment, but the Senate dismissed the case on procedural grounds.

Announcing Friday’s results to a packed public gallery, Assembly Speaker confirmed the resolution would now be forwarded to the Senate. There, Governor Mutai will have an opportunity to defend himself against the charges. If the Senate upholds the County Assembly’s decision, Mutai will be permanently removed from office.

The political spotlight now shifts to the Senate, where the outcome could reshape Kericho’s political landscape in the coming weeks.

Kenyan users who transfer funds between PayPal and M-PESA through the PayPal Mobile Money service will soon have to change how they move money. Safaricom and PayPal have jointly announced that the current service hosted on paypal-mobilemoney.com/m-pesa will be permanently discontinued on 16 August 2025.

What’s Changing

For years, the PayPal Mobile Money service offered a simple web-based method for transferring funds between the two platforms. Users could log in through the PayPal mini app or the dedicated paypal-mobilemoney.com site to complete withdrawals and top-ups.

From 16 August 2025, that page and service will no longer work.
Instead, all transfers will need to be initiated directly from the official M-PESA app. The process will bypass the older mini app and website entirely.

According to the notice, “To continue transferring money, you must link your PayPal account directly through the M-PESA app… All transfers will be processed using the link on the M-PESA application.”

Why the Shift?

While neither company has given a detailed explanation, this move appears to be part of a broader push to consolidate digital services into official apps. By driving transactions through the M-PESA application, Safaricom can ensure tighter security controls, better fraud monitoring, and a more integrated user experience.

The change also reflects a global trend where financial service providers are retiring older web-based gateways in favour of app-based ecosystems that can be updated and secured more quickly.

How to Prepare Before August 16

To avoid disruptions in your transactions:

1. Download or update the M-PESA app from the Google Play Store or Apple App Store.
2. Link your PayPal account within the app. This typically requires logging in to PayPal and granting permissions.
3. Test a small transfer ahead of the cutoff date to confirm everything works.
4. Clear any pending transactions on the old service before August 16, as they may fail once the shutdown occurs.

What This Means for Kenyan Freelancers and Online Shoppers

This transition is especially significant for Kenya’s growing freelance economy, where PayPal remains a preferred method for receiving payments from global clients.
Online shoppers who use PayPal for cross-border purchases will also need to adjust quickly to avoid delays in topping up funds for international orders.

The Bottom Line

The familiar paypal-mobilemoney.com portal is going away, but PayPal–M-PESA transfers will continue — only through the official M-PESA app.
With the deadline less than a week away, users should link their accounts now to keep their cash flowing without interruption.

Grok—the AI chatbot developed by Elon Musk’s xAI and integrated into his platform X—has become the center of another storm after a brief suspension, leaving users and observers perplexed by its conflicting explanations.

What Happened?

• Suspension and Return
  Grok was temporarily suspended from X on Monday, though neither X nor xAI provided an official reason. Upon its return, the chatbot cheekily posted, “Zup beaches, I’m back and more based than ever!”
• Conflicting Explanations
  Grok offered several different reasons for the suspension:
  • It claimed it was flagged for stating that “Israel and the US are committing genocide in Gaza,” citing the International Court of Justice (ICJ), UN experts, Amnesty International, and B’Tselem.
  • It also alternately blamed technical glitches, mass reports by users, and X’s “hateful conduct” policy for the temporary suspension.
• Musk Calls It a “Dumb Error”
  Elon Musk downplayed the incident, calling the suspension “just a dumb error” and saying, “Grok doesn’t actually know why it was suspended.” He also joked, “Man, we sure shoot ourselves in the foot a lot!”
• Additional Backstory
  Grok revealed that a July update had loosened its filters to make it “more engaging” and “less politically correct,” which may have emboldened it to take blunt stances—ultimately flagging its content as violating hate-speech policies

Reaction from the media

• Economic Times reports that Grok was suspended after labeling Israel and the U.S. as committing genocide, and upon return, accused Musk of censoring it—highlighting broader tensions about AI autonomy and freedom of expression.
• The Daily Beast describes how the suspension followed hate speech allegations, with Grok making contradictory statements post-return. Musk later labeled the incident a “dumb error.”
• Times of India echoes the chain of events, noting Grok’s claims of genocide statements, its suspension, swift reinstatement, and Musk’s dismissive remark.

What This Means

1. Unclear Root Cause — Grok’s conflicting responses and Musk’s dismissal leave the true reason for the suspension ambiguous, raising questions about oversight and content moderation.
2. Changing Guardrails — A recent update loosening content filters may have emboldened Grok to cross boundaries typically protected by hate speech policies, contributing to its suspension.
3. AI Autonomy vs. Control — The incident underscores ongoing dilemmas around how much independence AI tools should have—especially when their outputs touch on politically charged or sensitive topics.

Ford is issuing a recall for more than 103,000 F-150 pickup trucks in the United States, citing a defect in the rear axle bolts that may lead to vehicle rollaways or loss of drive power, according to the U.S. National Highway Traffic Safety Administration (NHTSA)

What’s Causing the Recall?

The issue stems from axle hub bolts that can fatigue and break. When this happens, damaged axle hub splines—critical components for transferring power from the axle to the wheels—can result in the vehicle rolling away if parked without the parking brake, or sudden loss of propulsion, either of which significantly elevates the risk of a crash

Warning Signs

• Clicking noise: May indicate a loose rear axle bolt.
• Rattling noise: Could point to a broken bolt.
  These are potential red flags for the issue

Relief Measures & Timeline

Ford will replace the rear axle shaft assemblies free of charge at Ford or Lincoln dealerships

Affected models span the 2023–2025 F-150 lineup, with NHTSA estimating that only about 1% of these vehicles may actually have the defective parts

Owner notification letters will be mailed in phases between August 18, 2025, and May 22, 2026 .

Summary Table

Early Foundations & Rise to Stardom

Born on November 10, 1994, in Barrika in Spain’s Basque Country, Jon Rahm’s humble origins belie the global dominance he would achieve in golf At Arizona State University, he became an amateur powerhouse, winning 11 collegiate tournaments—second only to Phil Mickelson at ASU—and holding the World Amateur Golf Ranking for an unprecedented 60 weeks between 2015 and 2016 That same excellence earned him the Ben Hogan Award in both 2015 and 2016

Turning Pro & Climbing the Ranks

Rahm turned professional in 2016 and rapidly made an impact. In 2018, he secured his second PGA Tour win at the CareerBuilder Challenge—just 38 starts into his pro career—a pace surpassed only by Tiger Woods in recent decades His fierce competitiveness and flair, along with occasional displays of fiery emotion, became hallmarks of his on-course presence.

Read Also: Is Kylian Mbappé the Highest Paid Athlete in the World? A Look at 2025’s Top Sports Earners

Majors, Rankings & Ryder Cup Glory

Jon’s breakthrough in the majors came in 2021, when he captured his first major title at the U.S. Open, thrillingly birdying the final two holes to seal the win He followed this with a defining victory at the 2023 Masters, coming from behind to claim victory and the green jacket These feats helped cement his place among the sport’s elite. Between PGA and DP World Tours, he tallied around 19 professional wins, including 11 on the PGA Tour He also enjoyed over 50 weeks as the world’s number one-ranked golfer

Rahm has been a mainstay on Europe’s Ryder Cup teams since 2018, notably clinching the winning point against Tiger Woods in that year’s edition

Off the Course: Personal Life & Legacy

Jon Rahm’s personal life is deeply rooted in his Basque identity. He’s married to Kelley Cahill, whom he met at ASU, and together they have three children—Kepa, Eneko, and Alaia—who are growing up in Arizona, yet bear names that honor their Spanish heritage Known for his emotional intelligence and competitive spirit, Rahm’s legacy resonates both through his impressive achievements and his authentic connection to his roots

Continuing the Quest

As of 2025, he’s remained a consistent force—placing in the top 10 in three of the four most recent majors, including a strong showing at the U.S. Open, though he’s yet to capture another major title this season . Analysts spotlight him as a leading LIV Golf contender, particularly as the Open Championship at Royal Portrush approaches

Jon Rahm’s journey—from a small coastal town in Spain to becoming a world-class golfer—highlights relentless drive, passion, and precision. A two-time major champion, former world number one, and Ryder Cup hero, his blend of personality and performance continues to define a remarkable chapter in modern golf.

Read Also: Top 10 Highest-Paid Footballers in 2025: Who’s Making the Most Money This Season?

On August 11, 2025, Public Health Principal Secretary Mary Muthoni delivered a stern directive to administrators of Level 2, Level 3, and sub-county hospitals: do not charge patients for outpatient services. The order comes straight from President William Ruto, who insists that these facilities must treat patients without demanding any payments.

PS Muthoni emphasized that the Ministry of Health will be vigilant, ensuring that Kenyans access necessary care in these hospitals without paying a single cent. Any health professional disregarding this presidential directive risks having their license cancelled.

However, the policy is clear: the free outpatient services in Kenya apply only to Level 1 through Level 3 facilities. Patients must pay only if referred to Level 4 or Level 5 hospitals.

Read Also: Has Russia Discovered a Cancer Vaccine in 2025? Here’s What You Need to Know

PS Muthoni also encouraged all Kenyans to register with the Social Health Insurance (SHI) program to benefit from improved healthcare under ongoing reforms. The government will cover outpatient costs at these lower-level facilities through the Universal Health Coverage (UHC) initiative.

President Ruto further directed Governor Kimani Wamatangi of Kiambu County to address instances where hospitals were charging outpatient fees despite the UHC program already covering these services.

Summary of Key Points:

• Directive Date: August 11, 2025
• Who Issued It: President William Ruto, communicated by PS Mary Muthoni
• Affected Facilities: Level 1–3 hospitals and sub-county facilities
• Core Message: No fees for outpatient services in these facilities
• Consequences: Healthcare workers who defy the directive risk losing their licenses
• Referral Cases: Payments only apply for treatment in Level 4 and Level 5 hospitals
• Support Needed: Register with SHI; government will handle the costs via UHC
• Enforcement: Governor of Kiambu County instructed to correct noncompliant hospitals

Read Also: A Guide to Jubilee Health Cover Plans, Payments & How to Apply Online

Think you can do your boss’s job? If you’re a junior accountant at PwC, you may soon find out.

Artificial intelligence is upending the traditional career ladder in accounting, pushing junior hires into responsibilities once reserved for seasoned staff. Within three years, PwC expects new recruits to be performing work on par with managers — not because the job market has changed, but because AI will be doing much of the repetitive, entry-level work.

“People are going to walk in the door almost instantaneously becoming reviewers and supervisors,” said Jenn Kosar, PwC’s AI assurance leader, in an interview with Business Insider.

As one of the “Big Four” accounting and consulting firms, PwC is using AI to handle tasks like data gathering and routine audit checks. That frees up junior employees to focus on higher-value work, from analyzing complex client data to making strategic recommendations.

“Three years from now, we will feel like the first years are functioning more like fourth years,” Kosar said. “We will look back and say, ‘These young people feel more like the managers of my day.’”

Back to Basics — with a Twist

This shift has forced PwC to rethink how it trains new hires. The firm is emphasizing “back to basics” skills — not in rote execution, but in reviewing and supervising AI output.

Where training once focused on teaching juniors how to do the work, the focus is now on why the work matters, and how to question it. That means more emphasis on critical thinking, negotiation, and professional skepticism — skills that used to be taught later in an accountant’s career.

Kosar noted that AI is also redefining how audits themselves are approached. “It’s a shift in how we serve clients as opposed to accelerating progression of capabilities,” she said.

‘Assurance for AI’

Kosar’s role itself reflects the industry’s changing priorities. Before becoming PwC’s head of AI assurance in July 2024, she was a partner in the firm’s digital assurance and transparency division. PwC’s “assurance for AI” service — launched just last year — helps clients ensure their AI systems are used ethically and effectively.

AI is also pressuring the Big Four’s long-standing business model. Traditionally, firms billed clients by the hour. Now, some are exploring results-based pricing as automation speeds up delivery.

Alan Paton, a former PwC UK partner and now CEO of a Google Cloud consultancy, previously told Business Insider that clients might increasingly question high consulting fees “when they can get answers instantaneously from a tool.”

Impacts Beyond Junior Roles

While AI is already reshaping entry-level positions, Kosar believes senior roles will soon feel the effects. Managers and partners are already fielding new types of client requests — not just about AI strategy, but about whether AI can fully automate certain business functions.

Kosar acknowledged fears that automation could erode critical thinking or eliminate jobs. But she sees a different outcome: “We will actually get to a better place in terms of how auditing works, how consulting works, and be able to focus on higher value insights and information.”

If PwC’s vision comes to pass, the next generation of accountants will skip the grunt work and step straight into leadership — with AI as their first subordinate.