Healthcare in Kenya is evolving—and so are the ways we access medical insurance. For many individuals and families, finding an affordable, flexible, and reliable health cover can be a daunting task. That’s where Jubilee Health Insurance steps in. As one of Kenya’s most trusted insurance providers, Jubilee has embraced digital innovation to offer affordable health cover options starting from as low as Ksh 6,200 per year, with flexible monthly payment plans and instant online application.
Whether you’re looking to protect your family, your employees, or just yourself, Jubilee offers a variety of medical plans tailored to different needs and budgets. This guide breaks down everything you need to know about Jubilee Health Cover—from available plans and what they cover, to how to apply, how much it costs, and why it may be one of the smartest healthcare decisions you can make today.
1. Why Choose Jubilee Health Insurance?
Jubilee stands out as a pioneer in digital health insurance solutions in Kenya. The company has developed a range of health covers that are both comprehensive and accessible. These plans are designed to eliminate paperwork, reduce costs, and simplify access to quality healthcare services—particularly for Kenyans who previously found medical insurance out of reach.
One of their standout products is CoverBora, a budget-friendly plan targeting individuals and families with limited income but still in need of meaningful inpatient medical cover.
2. Affordable Payment Plans: Start from Ksh 6,200 Annually
One of the biggest barriers to health insurance is affordability—and Jubilee has addressed this head-on.
- With CoverBora, policyholders pay as little as Ksh 6,200 per year (or manageable monthly installments).
- No upfront medical examination is required.
- Approval and activation happen almost instantly online.
For those who prefer higher-tier plans, Jubilee still offers flexible premiums depending on coverage level, family size, and age group.
3. Entire Process Is Digital: No Agents, No Paperwork
Applying for health insurance is often a time-consuming process involving long queues, paperwork, and back-and-forths. Jubilee has removed all those hurdles by digitizing the application process.
You can now:
- Visit the Jubilee Insurance website
- Choose a plan
- Fill in your details
- Make your payment
- Get your policy activated immediately
This simple process saves time and makes it easier for first-time users to obtain coverage.
4. What Do the Plans Cover?
Jubilee’s health insurance plans are built around essential healthcare needs. Coverage varies by plan but may include:
- Inpatient care (hospital stays, surgeries, medication, etc.)
- Outpatient services (consultations, diagnostics, etc.)
- Chronic disease management
- Maternity and newborn care
- Dental and optical benefits
- Emergency evacuation and ambulance cover
- Telemedicine services and home delivery of medication
These benefits allow policyholders to receive timely and quality healthcare, whether at home or at their preferred facility.
5. Types of Jubilee Health Plans
Jubilee offers a wide selection of medical covers designed for different customer segments. Here’s a snapshot:
| Plan Name | Target Group | Special Features |
|---|---|---|
| CoverBora | Individuals and families | Budget-friendly inpatient plan (from Ksh 6,200) |
| J-Care | Families | Broad inpatient and outpatient coverage |
| J-Junior | Children | Specially designed child health insurance |
| SME Health Cover | Small businesses | Covers teams of 3 employees or more |
| International Health Cover | Expatriates & travellers | Includes overseas treatment benefits |
| Chama/Corporate Plans | Groups & SACCOs | Custom coverage for organized groups |
Whether you’re a solo entrepreneur, a parent, or part of a chama or SME, there’s a Jubilee health plan tailored to your needs.
6. How to Apply and Make Payments
Jubilee has made applying for health cover a frictionless experience:
Steps to Apply Online:
- Visit jubileeinsurance.com/ke
- Select your preferred health plan
- Enter personal information (name, ID, dependents)
- Choose annual or monthly payment option
- Pay via M-PESA or card
- Receive instant policy confirmation via email or SMS
For those needing guidance, you can call 0709 949 000 or send “HEALTH” to 40643 via SMS.
7. Value-Added Services
Jubilee goes beyond standard insurance by integrating lifestyle and wellness into its packages:
- Free home delivery of medicine
- 24/7 teleconsultation with licensed doctors
- Emotional wellness support, including therapy and counseling
- Preventive health screening
These extras are designed to help policyholders stay healthy and manage conditions before they escalate.
8. Why It Makes Financial Sense
Investing in health insurance is no longer a luxury. With medical emergencies being one of the leading causes of household debt in Kenya, a policy with Jubilee helps mitigate the financial burden of:
- Unexpected surgeries
- Chronic conditions like diabetes or hypertension
- Maternity and childbirth expenses
- Dental and vision emergencies
With CoverBora and other flexible plans, it’s now possible to protect your future without breaking the bank.
Jubilee Health Insurance has set a new standard for affordable, digital-first medical coverage in Kenya. With prices starting at Ksh 6,200 per year, flexible monthly installments, and instant online sign-up, it’s never been easier for Kenyans to take control of their healthcare.
Whether you’re protecting your family, employees, or yourself, Jubilee has a plan to match your needs—and your budget. Visit jubileeinsurance.com/ke today to explore your options, and take the first step toward peace of mind.
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